Housing Loan
Build your dream home with affordable financing
Sant Sopankaka Co-Op. Bank Ltd. offers Housing Loans to help you purchase, construct, or renovate your home with competitive interest rates starting from 8.75% p.a. and flexible repayment options up to 240 months.
Flat / House Purchase
Finance the purchase of a new or resale flat, house, or plot for construction.
Home Construction
Get funding to construct your home on your own plot of land.
Attractive Interest Rates
Priority sector rates starting from 8.75% p.a. for affordable home ownership.
Long Repayment Tenure
Flexible repayment period of up to 240 months (20 years).
Home Repair Loan
Separate loan facility available for home repairs and renovations up to ₹12 Lakhs.
PMAY Benefits
Avail benefits under Pradhan Mantri Awas Yojana at special rate of 8.10% p.a.
Housing Loan Interest Rates
Subject to change as per RBI directives. Contact your nearest branch for current rates.
| Loan Type | Security | Max Amt (Lakh) | Priority | Weaker | Max Period |
|---|---|---|---|---|---|
| Housing Loan (Metro City) | Secured | 35.00 | 9.00% | 8.75% | 240 Months |
| Housing Loan (Other than Metro) | Secured | 25.00 | 9.00% | 8.75% | – |
| House Repair Loan | Secured | 12.00 | 9.50% | 9.25% | 120 Months |
| Pradhan Mantri Awas Yojana | Secured | 3.00 | 8.10% | – | 180 Months |
* Rates are indicative and subject to change. Contact your nearest branch for current and final rates.
Housing Loan EMI Calculator
Your Amortization Details
| Year/Month | Principal (A) | Interest (B) | Balance |
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Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline.
Apply for a Housing Loan
Take the first step towards owning your dream home. Submit your enquiry below and our bank representative will guide you through the application process.
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