Gold Loan
Let the brightness of your security lighten your dreams. Secure your aspirations with our competitive Gold Loans.
SSBL Gold Loan
Why should gold be an investment only for the future? With SSBL Gold Loans, you can make the best of your heritage and make a few more dreams possible today! Get instant funds against your gold jewellery at attractive interest rates.
Who Can Apply
Any individual, Firm (Proprietary / Partnership)
Simple Process
Quick sanction and disbursement with minimal documentation
Gold Safety
Your gold is safely stored in our secure vault during the loan tenure
Flexible Repayment
Choose between Bullet Payment or EMI options
Gold Loan
Rates from 9.50% p.a.
Purpose of Gold Loan
- To meet personal / family expenses in case of any exigencies
- To meet business needs
- Any legitimate purpose acceptable to the Bank
Margin Requirements
Gold Loan Interest Rates
| Sr. No. | Type of Gold Loan | Security | Max Amount (Lakh) | General Rate | Rate for Women | Max Period | Margin % |
|---|---|---|---|---|---|---|---|
| 1 | Gold Loan – Bullet Payment (Without EMI) | Secured | ₹2.00 Lakh | 10.00% | 9.50% | 12 Months | 30% |
| Gold Loan – Payment with EMI | Secured | ₹5.00 Lakh | 10.50% | 10.00% | 60 Months | 50% | |
| Gold Loan – Payment with EMI (Short) | Secured | ₹5.00 Lakh | 10.50% | 10.00% | 36 Months | 30% |
* Rates are subject to revision as per RBI directives. T&C Apply.
A Loan Unlocking True Value
Sant Sopankaka Sahakari Bank Gold Loan offers you a reliable and quick solution to meet your financial needs. Unlock the true value of your gold ornaments with our competitive interest rates and flexible repayment options.
Key Features
- Quick processing and disbursal.
- Attractive interest rates.
- Flexible repayment terms ranging up to 12 months.
- High loan-to-value ratio reflecting the true value of your gold.
- Complete safety and security for your gold ornaments.
Interest Rates
Standard Rate
10.50% p.a.
Special Rate
9.50% p.a.
Rates are indicative and subject to change. Please contact your nearest branch for details.
Enquire NowGold Loan Interest Rates
Explore our detailed interest rate structure for various Gold Loan products to find the option that best suits your needs.
| Type of Loan | Nature of Security | Max Amount | Interest Rate | Special Rate | Max Period | Margin |
|---|---|---|---|---|---|---|
| Gold Loan – Appa | Secured | ₹2.00 Lakh | 10.00% | 9.50% | 12 Months | 30% |
| Gold Loan – Payment with EMI | Secured | ₹5.00 Lakh | 10.50% | 10.00% | 60 Months | 50% |
| Gold Loan – Payment with EMI (Short) | Secured | ₹5.00 Lakh | 10.50% | 10.00% | 36 Months | 30% |
* Rates are subject to revision as per RBI directives. T&C Apply.
Gold Loan EMI Calculator
Your Amortization Details
| Year/Month | Principal (A) | Interest (B) | Balance |
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Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline.
Apply for a Gold Loan
Meet your financial needs with flexible gold loan options from Sant Sopankaka Co-Op. Bank Ltd.
Submit your enquiry below and our bank representative will contact you to guide you through the application process.
Find Your Nearest Sant Sopankaka Bank Branch
Locating a Sant Sopankaka Sahakari Bank branch is quick and easy with our Branch Locator.
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